Savings

The Bank offers an optimum set of profitable financial instruments for fund accumulation and savings.

The Bank guarantees the safety of your deposits. Deposits are returned immediately upon request from depositors.

All deposits are insured according to the procedure, in the amount and on the terms and conditions stipulated by the Federal Law On Deposit Insurance for Individuals in Banks of the Russian Federation.

You have a choice of deposit terms to meet your needs:

REPLENISHABLE PLUS
A replenishable deposit at an interest rate of up to 13.5% per annum.
CONVENIENT
A replenishable deposit; partial withdrawal is allowed with no loss of interest.
RENTIER
A replenishable deposit for a term of up to six months; interest is paid monthly.
MANAGEABLE PLUS
The maximum interest rate of 13.5% per annum in rubles; early withdrawal is allowed with no loss of interest.

REPLENISHABLE PLUS Deposit

Interest is paid to the depositor together with the deposit on the expiration date of the deposit contract.
If the funds are not withdrawn upon expiration of the deposit period, the contract is automatically extended at the rates effective as of the extension date.
No minimum limit on the deposit amount.
The deposit may not be replenished during the last 30 days of the deposit period.
In the event of early termination of the contract, income from the deposit is paid for the actual period in which the funds were deposited at the interest rate of 0.5% per annum.

CONVENIENT Deposit

Interest is paid to the depositor together with the deposit on the expiration date of the deposit contract.
If the funds are not withdrawn upon expiration of the deposit period, the contract is automatically extended at the rates effective as of the extension date.
No minimum limit on the deposit amount.

The deposit may not be replenished during the last 30 days of the deposit period.
Partial withdrawal is allowed within the limits of the minimum balance.
In the event of early termination of the contract, income from the deposit is paid for the actual period in which the funds were deposited at the interest rate of 0.5% per annum.

RENTIER Deposit

Interest is paid to the depositor monthly.

If the funds are not withdrawn upon expiration of the deposit period, the contract is automatically extended at the rates effective as of the extension date.
No minimum limit on the deposit amount.
The deposit may not be replenished during the last 30 days of the deposit period.

In the event of early termination of the contract, income from the deposit is paid for the actual period in which the funds were deposited at the interest rate of 0.5% per annum.

MANAGEABLE PLUS Deposit

Interest is paid to the depositor together with the deposit on the expiration date of the deposit contract.

If the funds are not withdrawn upon expiration of the deposit period, the contract is automatically extended at the rates effective as of the extension date.
The deposit may not be replenished during the last 30 days of the deposit period.
No minimum limit on the deposit amount.
In the event of early termination of the contract, the following interest rates apply:

Within the first three months of the deposit period – 0.5% per annum;
Upon expiration of the first three months of the deposit period – at the rate of the REPLENISHABLE PLUS deposit based on the actual period in which the funds were deposited.